Accurately calculate your annual Zakat on personal gold jewellery, silver, cash, and bridal assets with exact karat purities (24K, 22K, 21K, 18K), Grams or Tola units, gemstone weight deductions, and Hanafi Nisab standards.
Set the current market price per unit in your local city. Nisab is automatically adjusted in real time.
Weigh each category of jewellery. Only enter the weight of the metal. Deduct all gemstones, stones, pearls, and glass beads before entering weight.
Authentic answers grounded in Fatawa Razawiyyah, Bahar-e-Shariat, and classical Hanafi Jurisprudence.
In the Hanafi Madhhab, the obligation of Zakat on gold and silver is unconditional (mutlaq). The Prophet Muhammad (ﷺ) saw women wearing heavy gold bangles and inquired: "Do you pay Zakat on this?" When she replied in the negative, the Prophet (ﷺ) warned against it (Sunan Abu Dawood). Therefore, gold and silver are created inherently as Zakatable wealth, regardless of whether they are worn, lent, or kept in boxes.
The woman is still responsible for her Zakat. She has several valid Shar'i options: (1) Her husband or father can voluntarily pay the cash amount on her behalf with her permission, (2) She can sell a small redundant piece of gold (such as an old nose pin or single earring) to pay the Zakat in cash, or (3) She can pay the Zakat in gold metal itself (2.5% of the total gold weight).
No. In Hanafi Fiqh, precious stones (diamonds, emeralds, sapphires, pearls) and imitation/artificial jewellery are exempt from Zakat, provided they were bought for personal adornment. Only if these stones are bought as trade inventory for business (tijarat) does their market value become subject to Zakat.
No, the Shar'i owner of the jewellery is the wife, so the Fardh duty is personally upon her. The husband is NOT legally obligated to pay for her in Shariah. However, if the husband generously offers to pay her Zakat out of his own pocket with her knowledge and consent, it is fully valid and he earns immense reward from Allah (SWT).
Yes, and it is superior! A woman can give Zakat to her needy sisters, brothers, nephews, nieces, paternal/maternal aunts, and uncles if they are Shar'i mustahiq (eligible poor). She CANNOT give Zakat to her parents, grandparents, children, grandchildren, or her husband directly.
If a person owns only gold and zero cash, silver, or trade goods, the Gold Nisab applies (7.5 Tola = 87.48 grams). However, if a woman possesses even a minimal amount of cash (e.g. ₹500) or a single silver ring alongside her gold jewellery, all assets must be pooled and evaluated against the Silver Nisab (52.5 Tola = 612.36g), which is the safer and unanimously preferred ruling in Hanafi Fiqh to support the poor.